The NAPFA Fiduciary Oath that is signed by NAPFA-Registered Financial Advisors

The advisor shall always act in good faith and with candor.

The advisor shall be proactive in disclosure of any conflicts of interest that may impact the client.

The advisor shall not accept any referral fees or compensation that is contingent upon the purchase or
sale of a financial product.

The advisor does not receive a fee or other compensation from another party based on the referral of a client or the client's business.

The advisor shall exercise his or her best efforts to act in good faith and in the best interests of the client.

The advisor shall provide written disclosure to the client prior to the engagement of the advisor, and thereafter throughout the term of the engagement, of any conflicts of interest, which will or reasonably may compromise the impartiality or independence of the advisor.